Lending Services

Twomeys' lending division specialises in providing finance and mortgage broking solutions. Our finance experience, combined with the accounting and financial skills within the team, make for a formidable combination when dealing with financiers.

Over time, Twomeys have formed substantial relationships with a variety of lending institutions and we are always up to date with the ever changing offerings and conditions. We know the language and can navigate the lenders on your behalf, increasing the odds of finding a product to suit your individual circumstances.

With so many personal purpose loan products on the market, you need to be mindful about comparing loans and making sure you get the right advice from a lending professional. The Twomeys leading team, can make it simple for you by: 

  • Helping you compare all the different loans available on the market and choosing one that best suits your needs;
  • Considering all the costs involved in purchasing a property; and
  • Completing all the necessary forms.
We will guide you through the whole process, making sure you are comfortable with each stage of the finance process from selecting a suitable loan through to settlement.  


  • Property lending
  • Home and investment property loans
  • Development and construction loans
  • Investment lines of credit
  • Loan refinancing

business finance 

  • Cash flow funding
  • Business acquisitions, consolidations, mergers and divestment
  • Facility reviews and banking negotiations
  • Information technology equipment procurement
  • Upgrade expense packaging
  • Trade finance and financial derivative products
  • Equipment finance
  • Fit-outs
  • Practice buy-outs

Twomeys are more than just accountants and this means our lending team has the support of the business services team, which benefits you:

  • We know your business
  • We understand what type of finance is right for your business
  • We understand the implications of your finance package and how it impacts on cash flow
  • We know what security is optimal
  • Structuring is our expertise

Combine this with the specialist knowledge our lending team possesses and you will find that our team is perfectly placed to review your business and commercial finance and refinance objectives.

All too often we find that businesses accept too readily finance proposals from the bank. With our loan check system we can examine all the options available to ensure your business finance is most appropriate to your circumstances, and at the best interest rate possible. 

Peace of mind that your finance structuring is best for you, is just a phone call away.


Vehicle and Equipment Finance

Vehicle and Equipment Finance includes:

  • Novated leases
  • Commercial hire purchase
  • Leasing
  • Chattel mortgage
  • Rental

With so many loan and finance options on the market today, it is easy to be unsure what is the best choice for you. Researching all the loan options available can be very time consuming. Twomeys has access to a broad range of asset finance providers, and will ensure that the correct structure is in place by working with you and your accountant and taking the time to understand your needs.


Bank Financing Review

In this challenging economic environment, organisations are always searching for new ways to achieve financial efficiencies and improve their bottom line. One way they are doing this is by conducting a Bank Financing Review through an experienced and independent specialist provider such as Twomeys.

It is possible that the structure of your loan can be improved. For example:

  • Is your lender holding too much security?
  • Is a split loan more appropriate for you?
  • Are you using an offset account?

With so many new and different types of products available in the market, we are here to assist you with reviewing your loans, and we will recommend a refinance only if it is beneficial for you. 

We can also check your interest rate. You may very well have a great deal from your bank. On the other hand, we are finding many clients can benefit from a multitude of products presently available that will deliver real savings and benefits not available from your bank. 

self-managed superannuation funds

Self Managed Superannuation Funds (SMSF's) can now borrow money to help purchase properties and SMSF loans can be a very cost-effective way to borrow money especially for property investors. It allows you to build long term personal wealth by building a diversified portfolio of investments whilst benefiting from available tax concessions within superannuation. 

For a no obligation discussion about how Twomeys' lending services can provide the lending solutions you need, please email


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Twomeys is an Authorised Representative of Count. 'Count' and Count Wealth Accountants® are trading names of Count Financial Limited ABN 19 001 974 625 Australian Financial Services Licence Holder Number 227232. Count is a Professional Partner of the Financial Planning Association of Australia Limited. Count advisers are authorised representatives of Count. Please note that any taxation and accounting services are not endorsed nor the responsibility of Count Financial Limited.
The advice provided is general advice only as, in preparing it we did not take into account your investment objectives, financial situation or particular needs.  Before making an investment decision on the basis of this advice, you should consider how appropriate the advice is to your particular investment needs, and objectives. You should also consider the relevant Product Disclosure Statement before making any decision relating to a financial product.

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